Mortgage Pipeline

For Lenders & Partners

Your loan officers should be closing, not cold calling.

Mortgage Pipeline delivers live, pre-qualified VA and FHA borrowers directly to your team — on the phone, ready to talk. Our 60-agent call center screens and qualifies every borrower before the warm handoff.

60
Agent Call Center
15-25%
Conversion Rate
VA & FHA
Specialists
100+
Calls / Day

How It Works

From sourcing to closing — four steps to predictable mortgage production.

01

We Source Borrowers

Multi-channel acquisition targeting veterans and homeowners actively seeking mortgage options.

02

We Screen & Qualify

Our 60-agent call center verifies eligibility, loan interest, and readiness.

03

We Transfer Live

Warm transfer directly to your loan officer. Borrower is briefed and ready.

04

You Close the Loan

No cold calling. No voicemail chasing. Just closing loans.

VA Loan Products

VA Live Transfer Leads

Pre-screened veterans with confirmed eligibility, active loan intent, and a live warm handoff directly to your loan officer.

What You Get on Every Transfer

  • Verified veteran status & COE eligibility
  • Confirmed loan intent and timeline
  • Property details & financial overview collected
  • Warm handoff — borrower briefed before transfer
  • Call recording for compliance & QA
  • 100% exclusive — one borrower, one lender

VA Conversion Benchmarks

100%
Contact Rate
15-25%
Transfer-to-App
8-12%
Transfer-to-Funded

VA Products & Pricing

Cash-Out Refinance

$95–$120/call

Homeowners tapping equity for debt consolidation, home improvements, or cash reserves.

IRRRL / Streamline

$85–$110/call

Rate-and-term refinance for veterans looking to lower their monthly payment.

Purchase

$90–$120/call

Active homebuyers using their VA benefit with zero down payment.

FHA Loan Products

FHA Live Transfer Leads

Pre-qualified FHA borrowers with confirmed income, loan intent, and a live warm handoff — ready for your loan officer.

What You Get on Every Transfer

  • Income and employment pre-screening
  • Confirmed loan intent and timeline
  • Property details & financial overview collected
  • Warm handoff — borrower briefed before transfer
  • Call recording for compliance & QA
  • 100% exclusive — one borrower, one lender

FHA Conversion Benchmarks

100%
Contact Rate
15-25%
Transfer-to-App
8-12%
Transfer-to-Funded

FHA Products & Pricing

Cash-Out Refinance

$60–$80/call

Homeowners leveraging FHA cash-out to access equity with flexible credit requirements.

Streamline

$55–$75/call

Existing FHA borrowers refinancing with minimal documentation and no appraisal.

Purchase

$60–$80/call

First-time and repeat buyers using FHA financing with low down payment.

Interactive Tool

What's Your True Cost Per Funded Loan?

Most lenders compare price per lead. Smart lenders compare cost per funded loan. Plug in your numbers and see which lead type delivers the best return.

Your Numbers

0.5x (below avg)1x (average)2x (top team)

Side-by-Side Comparison

Your ROI by Lead Type

Aged Data

Cost / Funded Loan

$2,273

ROI

+120%

Leads purchased1,000
Cost / lead$10
Contact rate22%
Conversations220
Funded loans4.4
Revenue$22,000

Shared Form Fills

Cost / Funded Loan

$936

ROI

+434%

Leads purchased285
Cost / lead$35
Contact rate50%
Conversations143
Funded loans10.7
Revenue$53,438

Exclusive Web Leads

Cost / Funded Loan

$1,449

ROI

+245%

Leads purchased100
Cost / lead$100
Contact rate60%
Conversations60
Funded loans6.9
Revenue$34,500

Live Transfers (MP)

Cost / Funded Loan

$510Best

ROI

+880%Best

Leads purchased100
Cost / lead$100
Contact rate98%
Conversations98
Funded loans19.6
Revenue$98,000

Visual Comparison

Cost Per Funded Loan (lower is better)

Aged Data
$2,273
Shared Form Fills
$936
Exclusive Web Leads
$1,449
Live Transfers (MP)
$510Best

Return on Investment (higher is better)

Aged Data
+120%
Shared Form Fills
+434%
Exclusive Web Leads
+245%
Live Transfers (MP)
+880%Best

Funded Loans per Month (higher is better)

Aged Data
4.4
Shared Form Fills
10.7
Exclusive Web Leads
6.9
Live Transfers (MP)
19.6Best

Monthly Revenue (higher is better)

Aged Data
$22,000
Shared Form Fills
$53,438
Exclusive Web Leads
$34,500
Live Transfers (MP)
$98,000Best

The Cost Per Funded Loan Gap

With your $10,000 budget, live transfers produce a cost per funded loan of $510 vs. $2,273 for aged data. That means 19.6 funded loans from live transfers vs. 4.4 from aged data — with the same spend.

These projections use industry-average contact and conversion rates. Your actual results will depend on your team's speed-to-lead, follow-up process, and loan products.

Ready to See These Numbers in Practice?

Tell us your volume targets and loan products. We'll show you exactly what live transfers can deliver for your team.

The Mortgage Pipeline Difference

Why Lenders Choose Us

60-Agent Call Center

We are a call center, not a data broker. Every borrower speaks with a live agent before reaching your team.

TCPA/DNC Compliant

Full compliance with call recording on every transfer. Protect your license and your reputation.

100% Exclusive Transfers

One borrower, one lender. Your leads are never shared, resold, or recycled to competitors.

Volume Flexibility

Scale from 10 to 100+ calls per day. Ramp up for campaigns or dial back as needed — on your terms.

No Contracts Required

Month-to-month with no long-term commitments. Performance earns your business, not a contract.

Get Started

Get a Custom Volume Quote

Tell us about your volume needs and loan products. We'll build a custom live transfer program for your team.

Which lead types?

Ready to Fill Your Pipeline?

Stop chasing leads. Start closing loans. Talk to our team today about live transfer volume for your loan officers.